Auto Insurance Discounts
You may be eligible for auto insurance discounts. From your age, to your vehicle, to where you live, many factors help determine your car insurance rates. There are plenty of auto insurance discounts out there to help you lower your car insurance rates.
Driver Discounts:
Good student discounts and good driver discounts can be a great
way to save money on car insurance coverage for young drivers and those with clean driving records.
Senior discounts are available for mature drivers, who’ve reached a certain age (generally 50 years old). Many companies offer reduced rates to senior drivers who take defensive driving courses tailored to senior drivers.
If you drive under a certain number of miles, you may be able to save money on car insurance rates. Low-mileage discounts offer reduced premiums for annual mileage that falls under a certain cap. Usage-based discounts offer savings for good driving habits (monitored by a device you place in your vehicle).
In many cases, you can actually save money on your car insurance simply by being in a“low-risk profession” or by holding a degree in an approved occupation. Careers considered low-risk by auto insurance companies, statistically show that people in these professions exercise risky driving behaviors less often than those in other jobs. Typical professions that are eligible for discounts:
- Engineers
- Scientists
- Teachers and professors
- First Responders (e.g., police officers and firefighters)
- Nurses
- Pilots
- Certified public accountants
Policy Discounts:
Policy discounts are available through with most insurance companies. Multi-vehicle and bundling discounts are available through most carriers.
Being a loyal customer can also provide discounts. Many companies offer auto insurance renewal discounts to thank long-time customers for keeping their car insurance policy with the same insurance company.
Car insurance payment discounts are also available. Many auto insurance providers offer discounted car insurance rates for paying your premium in full, rather than in monthly installments. Some companies will offer discounts for setting up automatic payments withdrawn from your checking or savings account each month.
What discounts are you eligible for? Fill out the quote form below to get started saving money.