High Risk Auto Insurance

Whahigh risk car insurancet is a High-Risk Driver?

Your driving record will determine if you are considered a high-risk driver. How do people end up categorized as high-risk drivers? Here are some common examples below:

  • Get three tickets in three years
  • Cause an accident
  • Drive while under the influence (DWI)
  • Rack up too many driver’s license “points”

What is High Risk car insurance?

High risk policies are designed for drivers who are considered a higher risk to insure. Insurance providers may offer these drivers coverage at higher prices; some companies don’t sell the coverage at all. Lenz-Balder provides high risk car insurance because we understand how important it is for you have your car, so we help high-risk drivers find the coverage that’s right for them.

 Will I always be a High-Risk driver?

No, even if you are considered a high risk for auto insurance now, that doesn’t mean you always will be.  You’ve made a few poor choices out on the road, but that was then and this is now. Every state mandates a length of time that a driving penalty will stay on your record, but your insurance company may be able to suggest ways for you to reduce the points on your driving record. Many high risk insurance companies reward drivers for attending traffic safety or defensive driving courses. Taking positive steps to clean up your driving record can help you get affordable auto insurance.

Call us today and see how much we can help you can save on your high-risk auto insurance.

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