Short Term Medical
Short Term Medical Insurance
Short Term insurance is a flexible health insurance coverage solution when you need coverage for a period of transition in your life. It will bridge the gaps in health insurance coverage.
The Benefits of Short Term Medical Insurance
- Fast coverage, often as soon as the day after application
- Pick your deductible amount from several options
- Drop coverage with no penalty and receive a refund on unused premium if a more permanent health insurance option comes along
- Access an extensive network of health care professionals, with 1 million physicians and other health care professionals and approximately 6,000 hospitals and other facilities
- Generally lower premiums than with ACA health insurance plans
Who Should Consider Short Term Medical Insurance Plans?
Short Term health insurance plans make sense for people who are:
- Rolling off their parent’s insurance
- In-between jobs
- Without health insurance, have missed Open Enrollment and do not have a qualifying event for Special Enrollment
- Waiting for your Affordable Care Act (ACA) coverage to begin
- A college student or just out of school
- Waiting for benefits to begin at a new job
- Waiting for Medicare
- Needing a temporary alternative to COBRA insurance
- Losing coverage following a divorce
- Under 65 and in good health