Short Term Medical

Short Term MedicalShort Term Medical Insurance

Short Term  insurance is a flexible health insurance coverage solution when you need coverage for a period of transition in your life. It will bridge the gaps in health insurance coverage.

The Benefits of Short Term Medical Insurance

  • Fast coverage, often as soon as the day after application
  • Pick your deductible amount from several options
  • Drop coverage with no penalty and receive a refund on unused premium if a more permanent health insurance option comes along
  • Access an extensive network of health care professionals, with 1 million physicians and other health care professionals and approximately 6,000 hospitals and other facilities
  • Generally lower premiums than with ACA health insurance plans

Who Should Consider Short Term Medical Insurance Plans?

Short Term health insurance plans make sense for people who are:

  • Rolling off their parent’s insurance
  • In-between jobs
  • Without health insurance, have missed Open Enrollment and do not have a qualifying event for Special Enrollment
  • Waiting for your Affordable Care Act (ACA) coverage to begin
  • A college student or just out of school
  • Waiting for benefits to begin at a new job
  • Waiting for Medicare
  • Needing a temporary alternative to COBRA insurance
  • Losing coverage following a divorce
  • Under 65 and in good health

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