notify your agent
Teen Drivers
It is important to notify your agent when your teenager reaches Level 2 of the MIchigan Graduated Drivers License system so they can be added and rated on your policy. Failure to notify your insurer of your new teen driver could result in your insurance company retroactively rating your policy for the additional driver, causing a large amount of premium.
car insurance policy
Adding a teenage driver to your car insurance policy
Adding a teenage driver to your car insurance policy will raise your rates. But you can have some control how much they’ll climb. Having teens drive a Camry rather than a Corvette, encouraging them to bring home report cards with straight A’s, and urging them to keep their driving records clean can all have a major impact on rates.
process of insuring
Here are some basics to guide the process of insuring your teen driver:
- Yes, you have to insure your teen driver
- Choose a car that is more economical to insure
- Ask about discounts (typically good students can get one)
- We can shop around for you to find the best rates
- Consider revising coverage and deductibles to help with rates