satisfaction and financial flexibility
Group Dental Insurance
At Lenz-Balder Insurance, we specialize in offering tailored group dental insurance solutions that meet the needs of both employers and employees. Let us help you design a plan for your workforce.
insurance is a valuable addition
The Importance of Group Dental Insurance
Group Dental Insurance is one of the most sought-after employee benefits. Providing dental coverage not only supports your employees’ health but also helps attract and retain top talent. Whether fully employer-funded or offered as a voluntary benefit, dental insurance is a valuable addition to any benefits package.
Comprehensive Coverage for Employees
Most dental plans provide tiered benefits to cover a variety of dental needs. These typically include 100% coverage for preventive exams and cleanings, 80% coverage for basic services like fillings and root canals, and 50% coverage for major services such as dentures, crowns, and prosthodontics.
Flexible Funding Options
Employers have several options for funding dental insurance. Many companies offer it as a voluntary benefit, where employees pay 100% of the premium through payroll deductions. This approach allows employers to provide valuable benefits without additional costs.
Buy-Up Plans for Added Flexibility
Some insurers offer dental buy-up plans, giving employers the option to purchase a base plan while allowing employees to add extra benefits as needed. This flexibility ensures that employees can customize their coverage to suit their individual or family needs.
Dual Option Plans
A newer option in dental insurance is the dual option plan, which provides employees with a choice between a basic plan and a more comprehensive plan. This allows employees to select the level of coverage that best fits their dental health requirements and budget.
decisions based on their specific circumstances
Voluntary Benefits for Personalized Coverage
Group dental insurance as a voluntary benefit ensures that each employee gets the coverage they need for themselves and their families. This approach allows businesses to offer robust options while empowering employees to make decisions based on their specific circumstances.