{"id":232,"date":"2024-11-04T18:21:06","date_gmt":"2024-11-04T18:21:06","guid":{"rendered":"https:\/\/lenzbalderins.com\/website_8fb27df3\/?page_id=232"},"modified":"2025-02-26T22:27:55","modified_gmt":"2025-02-26T22:27:55","slug":"secondary-home-insurance","status":"publish","type":"page","link":"https:\/\/lenzbalderins.com\/website_8fb27df3\/personal-insurance\/homeowners-insurance\/secondary-home-insurance\/","title":{"rendered":"Secondary Home Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"232\" class=\"elementor elementor-232\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42c7522 e-flex e-con-boxed e-con e-parent\" data-id=\"42c7522\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-003f72c e-con-full e-flex e-con e-child\" data-id=\"003f72c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d3a945 elementor-widget elementor-widget-heading\" data-id=\"6d3a945\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">important to consider the risks<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f72604 elementor-widget elementor-widget-heading\" data-id=\"4f72604\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Secondary Home Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee03479 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ee03479\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e11b1a8 elementor-widget elementor-widget-text-editor\" data-id=\"e11b1a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you own a seasonal or secondary home, it is important to consider the risks and insurance costs that come with it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1e29d9 e-con-full e-flex e-con e-child\" data-id=\"c1e29d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1481ba6 elementor-widget elementor-widget-image\" data-id=\"1481ba6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-content\/uploads\/2025\/02\/priscilla-du-preez-I-zSrQnLlX0-unsplash-1024x683.jpg\" class=\"attachment-large size-large wp-image-1169\" alt=\"\" srcset=\"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-content\/uploads\/2025\/02\/priscilla-du-preez-I-zSrQnLlX0-unsplash-1024x683.jpg 1024w, https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-content\/uploads\/2025\/02\/priscilla-du-preez-I-zSrQnLlX0-unsplash-300x200.jpg 300w, https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-content\/uploads\/2025\/02\/priscilla-du-preez-I-zSrQnLlX0-unsplash-768x512.jpg 768w, https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-content\/uploads\/2025\/02\/priscilla-du-preez-I-zSrQnLlX0-unsplash-1536x1024.jpg 1536w, https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-content\/uploads\/2025\/02\/priscilla-du-preez-I-zSrQnLlX0-unsplash-2048x1365.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b729748 e-flex e-con-boxed e-con e-parent\" data-id=\"b729748\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d43cbf0 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d43cbf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lorem Ipsum dolor sit amit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d9e76d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"0d9e76d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cost to Insure a Seasonal or Secondary  Home<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-496cc52 elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"496cc52\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4cb7001 e-flex e-con-boxed e-con e-child\" data-id=\"4cb7001\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8d5659 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"c8d5659\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To insure a seasonal or secondary home an independent home insurance policy needs to be purchased for the seasonal residence. The premium will be priced based on the same factors as any other home \u2013 the replacement cost value, occupancy, the deductible you choose and other applicable risks .<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c66f1a8 elementor-invisible elementor-widget elementor-widget-button\" data-id=\"c66f1a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/website_8fb27df3\/contact-us\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eab8329 e-flex e-con-boxed e-con e-parent\" data-id=\"eab8329\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9212923 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"9212923\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:200}\">\n\t\t<div class=\"elementor-element elementor-element-68a2662 e-con-full e-flex e-con e-child\" data-id=\"68a2662\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a13996b elementor-widget elementor-widget-heading\" data-id=\"a13996b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ways to Lower Your Seasonal\/Secondary Home Insurance Premium\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42521f1 elementor-widget elementor-widget-heading\" data-id=\"42521f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">save on the insurance premium<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eac06e1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"eac06e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a712681 elementor-widget elementor-widget-text-editor\" data-id=\"a712681\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There are ways you can save on the insurance premium of your seasonal or secondary home. Improvements made to the home can help you save on your premium. For example, policyholders get a discount for homes with a central alarm system.\u00a0Making a home more secure mitigates the risk of something happening to it and reduces the likelihood of the policyholder needing to filing a claim. Remaining claim-free is very important to keeping the cost of your home insurance premium down.<\/p><p>In addition to the discounts a primary residence would receive, a home insurance policy for a vacation home may qualify a policyholder for a bundling discount.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8566859 elementor-invisible elementor-widget elementor-widget-button\" data-id=\"8566859\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/website_8fb27df3\/contact-us\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-82c4214 elementor-widget elementor-widget-spacer\" data-id=\"82c4214\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-faee53f e-con-full e-flex e-con e-child\" data-id=\"faee53f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-848e49f e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"848e49f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:250}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-edb4db2 elementor-widget elementor-widget-spacer\" data-id=\"edb4db2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>important to consider the risks Secondary Home Insurance If you own a seasonal or secondary home, it is important to consider the risks and insurance costs that come with it. Lorem Ipsum dolor sit amit Cost to Insure a Seasonal or Secondary Home To insure a seasonal or secondary home an independent home insurance policy [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":210,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"nf_dc_page":"","footnotes":""},"class_list":["post-232","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/pages\/232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/comments?post=232"}],"version-history":[{"count":13,"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/pages\/232\/revisions"}],"predecessor-version":[{"id":1173,"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/pages\/232\/revisions\/1173"}],"up":[{"embeddable":true,"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/pages\/210"}],"wp:attachment":[{"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/media?parent=232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}