{"id":244,"date":"2024-11-04T18:29:52","date_gmt":"2024-11-04T18:29:52","guid":{"rendered":"https:\/\/lenzbalderins.com\/website_8fb27df3\/?page_id=244"},"modified":"2025-02-26T23:12:16","modified_gmt":"2025-02-26T23:12:16","slug":"teen-drivers","status":"publish","type":"page","link":"https:\/\/lenzbalderins.com\/website_8fb27df3\/personal-insurance\/auto-insurance\/teen-drivers\/","title":{"rendered":"Teen Drivers"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"244\" class=\"elementor elementor-244\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f593ba e-flex e-con-boxed e-con e-parent\" data-id=\"2f593ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2a20f3c e-con-full e-flex e-con e-child\" data-id=\"2a20f3c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29c0ea5 elementor-widget elementor-widget-heading\" data-id=\"29c0ea5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">notify your agent<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d76a55a elementor-widget elementor-widget-heading\" data-id=\"d76a55a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Teen Drivers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5688835 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5688835\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0910cf1 elementor-widget elementor-widget-text-editor\" data-id=\"0910cf1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It is important to notify your agent when your teenager reaches Level 2 of the MIchigan Graduated Drivers License system so they can be added and rated on your policy. Failure to notify your insurer of your new teen driver could result in your insurance company retroactively rating your policy for the additional driver, causing a large amount of premium.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f5b6435 e-con-full e-flex e-con e-child\" data-id=\"f5b6435\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4251c97 elementor-widget elementor-widget-image\" data-id=\"4251c97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-content\/uploads\/2025\/02\/teen-driver-safety-1024x576.jpg\" class=\"attachment-large size-large wp-image-1214\" alt=\"\" srcset=\"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-content\/uploads\/2025\/02\/teen-driver-safety-1024x576.jpg 1024w, https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-content\/uploads\/2025\/02\/teen-driver-safety-300x169.jpg 300w, https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-content\/uploads\/2025\/02\/teen-driver-safety-768x432.jpg 768w, https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-content\/uploads\/2025\/02\/teen-driver-safety-1536x864.jpg 1536w, https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-content\/uploads\/2025\/02\/teen-driver-safety.jpg 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-190ef40 e-flex e-con-boxed e-con e-parent\" data-id=\"190ef40\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99fe31b elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"99fe31b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">car insurance policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8882cf elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"f8882cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Adding a teenage driver to your car insurance policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30f054a elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"30f054a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f76d9e7 e-flex e-con-boxed e-con e-child\" data-id=\"f76d9e7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd626a1 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"cd626a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Adding a teenage driver to your car insurance policy will raise your rates. But you can have some control how much they\u2019ll climb. Having teens drive a Camry rather than a Corvette, encouraging them to bring home report cards with straight A\u2019s, and urging them to keep their driving records clean can all have a major impact on rates.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48e332e elementor-invisible elementor-widget elementor-widget-button\" data-id=\"48e332e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/website_8fb27df3\/contact-us\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2124058 e-flex e-con-boxed e-con e-parent\" data-id=\"2124058\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-99bd2a2 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99bd2a2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:200}\">\n\t\t<div class=\"elementor-element elementor-element-f123889 e-con-full e-flex e-con e-child\" data-id=\"f123889\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b5fbabb elementor-widget elementor-widget-heading\" data-id=\"b5fbabb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">process of insuring<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4335680 elementor-widget elementor-widget-heading\" data-id=\"4335680\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Here are some basics  to guide the process of insuring your teen driver:\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4958f17 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4958f17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d739b7b elementor-widget elementor-widget-text-editor\" data-id=\"d739b7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Yes, you have to insure your teen driver<\/li><li>Choose a car that is more economical to insure<\/li><li>Ask about discounts (typically good students can get one)<\/li><li>We can shop around for you to find the best rates<\/li><li>Consider revising coverage and deductibles to help with rates<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35d02d5 elementor-invisible elementor-widget elementor-widget-button\" data-id=\"35d02d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/website_8fb27df3\/contact-us\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c874c45 elementor-widget elementor-widget-spacer\" data-id=\"c874c45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a3447cb e-con-full e-flex e-con e-child\" data-id=\"a3447cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4e02904 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"4e02904\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:250}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01ba2fd elementor-widget elementor-widget-spacer\" data-id=\"01ba2fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>notify your agent Teen Drivers It is important to notify your agent when your teenager reaches Level 2 of the MIchigan Graduated Drivers License system so they can be added and rated on your policy. Failure to notify your insurer of your new teen driver could result in your insurance company retroactively rating your policy [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":212,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"nf_dc_page":"","footnotes":""},"class_list":["post-244","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/pages\/244","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/comments?post=244"}],"version-history":[{"count":10,"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/pages\/244\/revisions"}],"predecessor-version":[{"id":1221,"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/pages\/244\/revisions\/1221"}],"up":[{"embeddable":true,"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/pages\/212"}],"wp:attachment":[{"href":"https:\/\/lenzbalderins.com\/website_8fb27df3\/wp-json\/wp\/v2\/media?parent=244"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}