Your Coverage, Your Confidence
Knowledge, Speed and Accuracy
Ongoing Support
Our service doesn’t end once you have a policy.
Why Choose an Independent Insurance Agency?
Insuring Holland, Ludington, and the rest of Michigan
As an independent agency, we put our clients first. Our primary focus is on providing guidance, options, and exceptional service. We do not work for the insurance companies — we work for YOU. Our independence means we have the flexibility to shop across multiple providers, compare coverage, and ensure you’re getting the best policy for your circumstances. We believe in building relationships and are committed to offering only the highest quality, personalized insurance services.
Customized insurance options
Holland Office
Dedicated, Personalized guidance
Ludington Office
Tailored to your unique needs and budget
Wide range of Coverage Options
At Lenz-Balder Insurance, we pride ourselves on being an independent agency dedicated to advocating for our clients. Unlike other agencies that work exclusively with specific providers, we partner with multiple trusted insurance companies. This allows us to offer you a wide range of coverage options tailored to your unique needs and budget, ensuring you receive the best value and protection.
We Support our future
Quote for Kids
At Lenz-Balder Insurance, we believe in building stronger communities by investing in our future—our children. Through our Quote for Kids initiative, we are proud to have contributed over $20,000 to programs that support education, healthcare, and essential resources for children in need. Our mission is to create lasting opportunities that inspire hope and help every child thrive. Together, we’re making a meaningful impact—one child at a time.
We Support our future
Hope for Kids Program
At Lenz-Balder Insurance, we believe in building stronger communities by supporting our future—the children. Through our Hope for the Kids initiative, we are committed to empowering young lives by contributing to programs that provide education, healthcare, and essential resources. Our goal is to create opportunities that inspire hope and foster a brighter future for every child. Together, we can make a meaningful difference in their lives and ensure they grow up with the support they deserve.
Highest quality, personalized insurance services
Our Commitment to Excellence
Personal Insurance
Tailored coverage to protect your home, vehicle, health, and family’s well-being.
Commercial Insurance
Customized policies designed to safeguard your business assets and operations.
Employee Benefits
Comprehensive benefits packages to support and retain your valuable team members.
Financial Strength
We only represent companies that are financially secure and capable of delivering on their promises.
Value and Affordability
We provide options with competitive rates so you can receive quality coverage at a fair price.
Customer-Centric Solutions
We work with companies that are committed to superior service and claims support, ensuring your peace of mind.
Our Insurance Partners
Carriers/Affiliates
EXCELLENT
Holland Office
Posted on Linda UpsonTrustindex verifies that the original source of the review is Google. I called looking for cheaper insurance and Patrick and grace help me on the things I needed.Posted on Cloud RidersTrustindex verifies that the original source of the review is Google. Great people to do business with.Posted on Eduardo CamarenaTrustindex verifies that the original source of the review is Google. I've been on the phone with Maika, for almost 30 minutes now and wow, she is soooooo good. I don't feel rushed, pressured aaand I feel I'm in good hands. I'm hyper critical of life around me and customer service wise, Maika is great at this craft.Posted on Carl JohnsonTrustindex verifies that the original source of the review is Google. Amy is always timely, professional, and a pleasure to know!Posted on Stacey MorseTrustindex verifies that the original source of the review is Google. Absolutely the best!! Amy is amazing!!Posted on Bernie WilliamsonTrustindex verifies that the original source of the review is Google. Jodi is ALWAYS responsive and helpful! I appreciate that soooo much, and I trust the team to be there if/when I need them! THANK YOU!Posted on michael millerTrustindex verifies that the original source of the review is Google. Always prompt, helpful, and friendly. Highly recommendedPosted on Mary FarmerTrustindex verifies that the original source of the review is Google. Lenz Balder - Ludington, has proven to be the best auto/homeowners coverage that we have had in 44 years! We have had a few challenging circumstances, yet the company meets every need! We absolutely trust them and our representative Amy J!!Posted on María CornejoTrustindex verifies that the original source of the review is Google. Posted on Charlie's MarinaTrustindex verifies that the original source of the review is Google. Matt always goes above and beyond no matter the ask! He is a genuine person that gives his all and treats everyone with compassion and respect
Google rating score: 4.9 of 5, Read All Reviews
Get in Touch
If you represent a mortgage company / lienholder and have a request for a mutual client, please submit your request here
Let’s Connect and Protect
We’re here to answer any questions, provide guidance, and support you every step of the way. Contact us today to learn more about how Lenz-Balder Insurance can provide you with peace of mind and a coverage plan tailored to fit your life.